Standard vs. Extended

Standard
Extended
Std.
Ext.
1. Forgery

2. False impersonation of the true owner of the land or contract

3. Instruments executed under fabricated or expired power of attorneys

4. Deed delivered after the death of the grantor

5. Deed delivered after the death of the grantor

6. Deed by minors

7. Deeds not properly delivered

8. Incorrect legal descriptions

9. Duress in execution of instruments

10. Misrepresentation of the marital status of the grantor

11. Misinterpretation of wills, deeds and other instruments

12. Interests arising by deeds to fictitious characters to conceal illegal activities on the premises

13. Undisclosed or missing heirs

14. Wills not properly probated

15. Deeds to or from invalid or non-existing corporations or partnerships

16. Mistakes in recording legal documents

17. Unmarketability of title

18. Record defects, liens, encumbrances, adverse claims or other matters not known or disclosed to the new owner that attach before date of policy

19. Legal right of access

20. Easements, claims of easements or encumbrances which are not shown by the records

21. Taxes or assessments not shown as existing liens by the records

22. Unrecorded liens for services, labor or materials imposed by law

23. Encroachments and boundary conflicts which a correct survey would disclose and not shown of record

24. Claims of parties in possession not shown of record

25. Unpatented mining claims